Access Bank Limited (ACCESS.ng) listed on the Nigerian Stock Exchange under the Banking sector has released it’s 2016 interim results for the first quarter.For more information about Access Bank Limited (ACCESS.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Access Bank Limited (ACCESS.ng) company page on AfricanFinancials.Document: Access Bank Limited (ACCESS.ng) 2016 interim results for the first quarter.Company ProfileAccess Bank Plc is a leading financial institution offering banking products and services for the retail, private, corporate and institutional and non-institutional sectors in Africa and Europe. The company offers solutions for corporate and investment banking, commercial banking, personal banking and business banking. In addition to transactional banking, Access Bank Plc offers cash management and treasury services, project and structured finance, supply chain and trade finance as well as insurance, brokerage services, liquidity management and debt management programmes. The company was established in 1989 and has grown its national and international footprint to approximately 300 branches. Access Bank Plc’s head office is in Lagos, Nigeria. Access Bank Plc is listed on the Nigerian Stock Exchange
See all posts by Rupert Hargreaves Rupert Hargreaves | Sunday, 5th April, 2020 Rupert Hargreaves owns no share mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Simply click below to discover how you can take advantage of this. “This Stock Could Be Like Buying Amazon in 1997” I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Our 6 ‘Best Buys Now’ Shares Image source: Getty Images I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Enter Your Email Address Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! At the time of writing, the best Cash ISA on the market offers an interest rate of just 1.31%. 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If the rate of inflation returns to this average, savers receiving 1.31% on their money would be left behind.An inflation rate of 2% and an interest rate of 1.31% implies a real (inflation-adjusted) rate of interest of -0.69%. A Cash ISA with a negative real rate of interest does not look like a good investment to me. As a result, while FTSE 100 stocks might look like the riskier proposition right now, from a long-term perspective, they could be the far better option. Indeed, for the three decades to the beginning of March 2020, the FTSE 100 had produced an average annual return of around 9%.This annual return isn’t guaranteed, but stocks tend to rise in line with economic growth over the long run.They are also an excellent hedge against inflation. Companies can increase prices in line with rising costs, which pushes up earnings and, potentially, dividend income.Meanwhile, cash investors have to hope interest rates go up. 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Savers could be looking at another 10 years of near-zero interest rates. If inflation returns to its long term average, it could result in a reduction in the purchasing power of your hard-earned money.Not only does the FTSE 100 offer some protection against the scourge of inflation, but it also has international diversification, and there’s the potential for a 6% dividend yield when the economy returns to normal again. Here’s why I’m ignoring the Cash ISA and buying the FTSE 100 Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee.
“We are delighted with the news that these players are joining Connacht, McCrea and O’Connor are both outstanding players and they will no doubt add an extra dimension to our backline. Recalling George Naoupu from Japan is a big move for us, he was exceptional for Connacht in 2009 and a big loss to the squad when he moved last year. George is a dynamic ballcarrier and inspirational player to those around him so we are looking forward to his return” George Naoupu will return to Connacht for the 2011/2012 season. The 6’5, 115kg 27 year old backrower joined Connacht in 2009 before being lured away by the Kobe Steelers in Japan last season. He appeared 14 times in his 6 month spell at Connacht, including scoring a try in Connacht’s famous victory over Bourgoin in the Amlin Challenge Cup quarter final last season. Naoupu has represented New Zealand Schools, U19, Colts and 7’s and will rejoin Connacht on a 2 year contract. LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS TAGS: ConnachtUlster Connacht Rugby have completed a number of signings this week. Contract negotiations have been ongoing for a number of weeks but today CEO Gerry Kelly announced the signings of Ulster duo Niall O’Connor and Mark McCrea along with the re-signing of former Connacht favourite George Naoupu from Japan.Niall O’Connor will join Connacht on a 2 year contract at the end of this season. The 6’0, 90kg outhalf, who attended Limavady Grammar School, entered the Ulster Academy in 2006 and signed a professional contract with them in 2007. 23 year old O’Connor has 51 caps and scored 212 points (including 10 Heineken Cup appearances) for Ulster and represented Ireland at U19, U20 and A level, he was also a member of the 6 Nations Grand Slam winning U20 squad (coached by Connacht’s Eric Elwood and Dan McFarland) in 2007.O’Connor’s colleague Mark McCrea, who plays on the wing, joined the Ulster Academy in 2006 and turned professional in 2008. He has 25 caps for Ulster and has represented Ireland at Schools and A level. The 23 year old, Belfast High School graduate, was a member of the 2008 Churchill Cup winning team, scoring a try against the USA and has 3 Ireland A caps. The 6’1, 92kg winger will join Connacht on a 2 year contract deal from next season CEO of Connacht Rugby Gerry Kelly said:
Wekiva senior receives scholarship from Apopka City CommissionersBreaking News: Apopka police raid tax office on Central AvenueOn National Law Enforcement Memorial Week remember 21,000 officers who have their names etched upon a wall LEAVE A REPLY Cancel reply Please enter your comment! TAGSICYMIWeek in Review Previous articleThe best news of the weekNext articleJoin The Apopka Voice team: Sales Associate needed Denise Connell RELATED ARTICLESMORE FROM AUTHOR Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 Share on Facebook Tweet on Twitter The Anatomy of Fear 5 stories that shaped Apopka’s news week:Orange County Clerk’s Office works to reduce the stigma surrounding mental healthFirefighter Combat Challenge returns to Apopka You have entered an incorrect email address! Please enter your email address here Please enter your name here Support conservation and fish with NEW Florida specialty license plate Save my name, email, and website in this browser for the next time I comment.
ArchDaily Moriviví House: The Hurricane-Proof Project that Builds CommunitySave this projectSaveMoriviví House: The Hurricane-Proof Project that Builds Community Save this picture!Courtesy of Marvel ArchitectsWritten by Diego Hernández Share Moriviví House: The Hurricane-Proof Project that Builds Community Copy+ 16House Moroviví, designed by Marvel Architects, is a culturally-sensitive, readily-adaptable home that provides residents with physical and psychological comfort before, during and after natural disasters occur. Designed to maximize structural stability yet minimize energy and water usage, it is built with local components that promote ease of assembly, leave space for creative expansion and foster ownership by way of customization. These materials and their integration support local manufacturers and tradesmen, and the simplicity of their assembly encourages homeowners and neighbors to work together on the construction of their neighborhood.Save this picture!Courtesy of Marvel ArchitectsRecommended ProductsWoodEGGERLaminatesWoodTechnowoodPergola SystemsWoodLunawoodThermowood FacadesWoodParklex International S.L.Wood cladding – FacadeThe Problem In 2017, Hurricane María uncovered a series of problems and opportunities in Puerto Rico: The overdependency on existing utilities, on fossil fuels for energy, and on a bankrupt government for the promotion of social housing The failure of low cost, non-compliant informal construction The underutilization of plentiful resources such as sunlight, wind, and water The value of collaboration & community interaction in a time of crisis The value of passive design strategies ubiquitous in traditional architecture Save this picture!Courtesy of Marvel ArchitectsThe ChallengeThe aim of this proposal is to produce a minimal, ecologically-sensitive, and resistant alternative to post-disaster housing solutions. An open-source design for an expandable ‘starter’ house that could be self-built, that would meet current building codes, would minimize waste products, and demonstrate resiliency at different scales (house-site-community-economy).The result is a simple and accessible structure that, like the Moriviví (Mimosa pudica), also known as sensitive plant, opens its leaves to the sun and closes them when exposed to external stimuli. A home that provides physical and psychological comfort before, during, and after a natural disaster occurs.Save this picture!SketchModularityThe 53 square meter house consists of two principal spaces conjoined by a functional core for the kitchen, bathroom, and infrastructure. A basic module dictates the plan and elevations, establishing the dimensions for concrete formwork, exterior envelope panels, and screening elements. Using repetitive modular units that are light and manageable helps reduce material & labor costs while minimizing the need for specialized equipment and tools. Save this picture!Modualarity and Structural SimmetryPassive strategiesTaking cues from tropical architecture, a narrow footprint and highly permeable facades guarantee constant exposure to light and air. Modular wood screens with operable shutters function as awnings to provide shade and generous amounts of cross-ventilation. Elevating the structure on posts minimizes disturbance of the natural terrain and places the house above flood level. The elevated slab also helps to mitigate wind pressure on exterior walls. SystemsActive systems and low-consumption equipment complement passive strategies to conserve resources and minimize reliance on public utilities: Cisterns for potable water & rainwater collection – 800 liters PV System providing 12kWh daily Low-energy/water consumption appliances & fixtures Gas infrastructure for stove and, if desired, for clothes dryer Save this picture!Construction Sequence DiagramSite & Landscape Strategies extend beyond the house to site-wide systems for temperature control, food production, and water management. A rain garden cools incoming breezes and prevents flooding. Fruit trees shade the sunnier side, while storm-resistant tubers are located on the opposite yard. Priority is given to native plants that require minimal watering, support each other, and repel insects, minimizing the need for intensive maintenance and pesticides. Save this picture!Section – Sustainability Passive DesignMaterials, means & methods Concrete and wood are the predominant building materials for residential construction in Puerto Rico, valued for their availability & durability. The house’s foundations and elevated floor slab are made of reinforced concrete. Both the excavation and concrete mixes can be done with hand tools or simple equipment. Structural concrete insulated panels for the walls and roof are easy to carry, install, and reinforce with wire mesh and pliers. Their final concrete cover can be hand-troweled or sprayed-on. Wood screens are assembled out of treated lumber and plywood using simple screw connections and galvanized steel connector plates. All conduit and piping are exposed to facilitate installation and future maintenance. Save this picture!Wood Shutters DetailSave this picture!Wood Shutters Operation sketchDurability The house’s location in the Caribbean makes it susceptible to both earthquakes and hurricanes. The design relies on simple rectangular geometry, symmetrical organization around a central core, and shear walls to guarantee its resistance to both. From the roof to foundations, the house is tied down and rigidly interconnected. In case of severe weather, the wood screen façade can be closed, its operable panels acting as storm shutters to protect its occupants. Save this picture!Courtesy of Marvel ArchitectsFormal & Functional variationsThe house’s simple distribution & reliance on local building techniques facilitates further modifications or expansions. Although developed for Puerto Rico, the design will work in localities with different building traditions. Solid walls could be made of concrete block, clay bricks, or compacted earth. Screens and shutters could be made of bamboo, woven lattices, or corrugated metal. The floor could be stone over an elevated earth pad. Save this picture!Formal VariationsThe design can be adapted to include non-residential uses, such as home businesses or community support facilities. Flexible spaces recognize the potential of informal economies to create jobs and foster the exchange of goods and services within the immediate community. Save this picture!Courtesy of Marvel ArchitectsSave this picture!Courtesy of Marvel ArchitectsSociability, CommunityThe design recognizes that privacy, sociability, and community collaboration are extremely important in a time of crisis. Porches extend the interior living areas to become a key component to promote community interaction. Infiltration basins and interconnected walkways provide a flood-resistant network for sharing comfort and resources, providing gathering areas to tie a collection of homes into a thriving community. Save this picture!Ecological and Social Resilience SkecthSave this picture!Public Space Design to FloodSave this picture!Courtesy of Marvel ArchitectsArchitectsMarvel ArchitectsLocationPuerto RicoTeamJonathan Marvel, Jose R. Marchand-Sifre, Guillermo Marrero, Enrique Ramon, Sabdiel Diaz, Karen Cuadro, Jan Curet, Vernette Velez, Rafael Ferrer, Eckart Graeve, Carolyn McSheaConsultantsJosé Espinal Vázquez Asociados, Structural EngineerAwardsAIA Florida/Caribbean Honor Award for Sustainable DesignArea574.0 ft2Project Year2018PhotographsCourtesy of Marvel ArchitectsProject gallerySee allShow less10 Innovative Ramp Solutions in Plans and SectionsMiscDesignmuseum Danmark / CobeSelected Projects Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/920913/morovivi-house-the-hurricane-proof-project-that-builds-community Clipboard ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/920913/morovivi-house-the-hurricane-proof-project-that-builds-community Clipboard CopyAbout this officeMarvel ArchitectsOfficeFollowProductsWoodConcrete#TagsProjectsUnbuilt ProjectResidential ArchitectureHousesSustainabilityMarvel Architectsadtopic-resiliencyPuerto RicoPublished on July 15, 2019Cite: Diego Hernández. “Moriviví House: The Hurricane-Proof Project that Builds Community” 15 Jul 2019. ArchDaily. Accessed 11 Jun 2021.
ArchDaily CopyAbout this officeRichard Beard ArchitectsOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesSan FranciscoOn FacebookUnited StatesPublished on June 28, 2020Cite: “Peninsula Residence / Richard Beard Architects” 28 Jun 2020. ArchDaily. Accessed 10 Jun 2021.
About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Blue Peter launches appeal for unwanted CDs and DVDs Howard Lake | 6 November 2007 | News Martin Narey, Barnardo’s Chief Executive, said: “We are thrilled to be the beneficiaries of this year’s Blue Peter Appeal and hope that its viewers will really get behind this exciting initiative. We want them to be moved by the plight of young carers and we want them to be certain that the money they raise will help to change the lives of these young people and their families.” This year’s CBBC Blue Peter Appeal, in aid of Barnardo’s, is asking children across the UK to donate unwanted CDs, DVDs and computer games.The Blue Peter Disc Drive, which launches on-air today, aims to secure 250,000 donated discs for the charity, which will then be sold in Barnardo’s nationwide network of shops. Appeal supporters, or ‘Disc Drivers’, are being invited to take their unwanted discs, that must be in saleable condition, to any Barnardo’s shop, Lloyds TSB branch or local BBC Radio Station. Schools are also being encouraged to get involved and act as drop-off points for the appeal. Advertisement AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Digital Trading 28 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis
to go further Ahmed Humeidan Bahrain Find out more Follow the news on Libya A 34-year-old Libyan woman from Benghazi, Hanan Al-Mqawab was forged in the fire of the revolution. Soon after the start of the uprising, she began working as a citizen-journalist for the Media Centre, an ad hoc organization created to cover events in the east of the country. She soon went on to work for radio Benghazi Mahali, presenting reports on the humanitarian situation, and then Shabab Libya FM, where she covered the situation of women and hosted a very popular programme called Isma’una (Listen to us), the first to talk openly about the abuses being committed by the militias. Its reports linking armed groups to egregious human rights violations led to a major demonstration on 21 September 2012 called “Save Benghazi.” The resulting threats of death or abduction were too much even for Mqawab and her commitment to journalism and political activism. She finally fled abroad and continues to be a journalist in exile. Help by sharing this information Information hero Hanan Al-Mqawab Siamak Qaderi Iran Find out more Receive email alerts Ali Lmrabet Morocco / Western Sahara Find out more See more Amara Al-Khitabi Libya Find out more Middle East – North Africa Libya Middle East – North Africa Libya Said Matinpour Iran Find out more
Linkedin Previous articleSmells like NirvanaNext article#musiclimerick Limerick music history book Alan Jacqueshttp://www.limerickpost.ie Proposal for Adare affordable housing pilot project NewsLocal NewsLimerick councillors call for Government action on housing crisisBy Alan Jacques – April 14, 2016 1065 TAGSAdare-Rathkeale municipal districtAlan JacquesCllr Adam TeskeyCllr Kevin SheahanCllr Stephen KearyFianna FáilFine Gaelhomelesshomlessnesshousing crisislimerickLimerick City and County Councilsocial housing Facebook WhatsApp Calls to clean the River Deel in Rathkeale COUNTY Limerick councillors have called on the acting government to take urgent action to address the housing crisis, which they described as being of “biblical proportions”.Solving the problem of homelessness was a pressing issue for councillors at this Monday’s Adare-Rathkeale municipal district meeting.Fianna Fail councillor and former Limerick mayor Kevin Sheahan believes that credit unions should have the option of acquiring business society licenses as it would help alleviate the housing crisis.Sign up for the weekly Limerick Post newsletter Sign Up “The rules are too strict. Credit unions are owned by members and should be allowed to give their customers a mortgage.“It will be modest houses from here on in. The economy will be ill for a time to come. This is a problem we thought they only talked about in Third World countries, not in this country. Someone took their eye off the ball,” he declared.Independent councillor Richard O’Donoghue called for the council to carry out an audit of its properties in the district to identify units that can be used to alleviate the problem.He said there were hundreds of vacant properties available to the council throughout the county. There were people with social housing units not living in them and he called for the local authority to seek utility bills from occupiers when investigating this.Describing the crisis like “something out of the 1930s”, Independent councillor Emmett O’Brien said it was “criminal” that there were empty houses on main streets across the county when people have to sleep homeless. He suggested that tax incentives be introduced to entice property owners to renovate vacant houses.Fine Gael councillor Stephen Keary maintained that many county towns were falling into dereliction and schemes to help solve this problem were not forthcoming.“Incoming ministers need to propose incentives,” he suggested.Fine Gael councillor Adam TeskeyCllr Adam Teskey (FG), who was attending his first Adare-Rathkeale meeting after his recent co-option, agreed that tax incentives were needed to entice property owners to renovate unused housing units. He also called on the local authority to reassess the incomes of people living in social housing.“I have met people in social housing with better jobs than myself,” the 26-year-old car salesman claimed.District director Caroline Curley responded: “Once you get a council house, you have a house for life. The rent is revised depending on your income. We do not penalise you for improving yourself.”“They are earning more than I am. How long has that policy been in place? Cllr Teskey asked.“Since Moses was a boy scout,” Cllr Sheahan answered.by Alan [email protected] Print Email New mayor wants to replace Brown Thomas with a fountain Pedestrian crossing falls ‘out of the sky’ in Pallaskenry Ballyneety Community Development Association (BCDA) ‘Sod turning’ held on June 12 Rathkeale fundraiser for vital Cancer services Twitter RELATED ARTICLESMORE FROM AUTHOR Advertisement
‘All Direct Appointees To SC Had A Very Interesting Career’ : Justice Nariman During Justice Indu Malhotra’s FarewellBy admin on May 26, 2021
Top Stories’All Direct Appointees To SC Had A Very Interesting Career’ : Justice Nariman During Justice Indu Malhotra’s Farewell Srishti Ojha12 March 2021 6:39 AMShare This – xSupreme Court judge Justice Rohinton Nariman delivered an interesting speech at the farewell function organized by the Supreme Court Bar Association for Justice Indu Malhotra.”My dear Indu… I will only address you as such”, Justice Nariman said while starting his speech.Justice Nariman highlighted that Justice Malhotra, like him, was a direct appointee to the bench from the bar.”All the…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginSupreme Court judge Justice Rohinton Nariman delivered an interesting speech at the farewell function organized by the Supreme Court Bar Association for Justice Indu Malhotra.”My dear Indu… I will only address you as such”, Justice Nariman said while starting his speech.Justice Nariman highlighted that Justice Malhotra, like him, was a direct appointee to the bench from the bar.”All the direct appointees to this Court have had a very interesting career”, Justice Nariman commented.He said that he was the fifth direct appointee to the Supreme Court. Justice SM Sikri was first direct appointee from the bar. He was a great Chief Justice and delivered the judgment in Keshavananda Bharthi case, Justice Nariman recalled.Justice Subimal Roy was the second direct appointee. Justices Kuldeep Singh and Santosh Hegde were the third and fourth direct appointees.”Justice Santosh Hegde was a brilliant Judge. Justice Kuldeep Singh will be known as India’s first Green Judge”, Justice Nariman added.Justices UU Lalit and L Nageswara Rao were the sixth and seventh direct appointees. Justice Indu Malhotra was the eight direct appointee from the bar.Justice Nariman quipped that he has a special connection with the number ‘5’.”Not only am I the fifth direct appointee, I am also the 5th Judge from Parsi Community. The first case I argued was before a 5-judge bench. That too…listed as the 5th item. The first case I sat as a judge was also a 5-judge bench.I believe the number 5 has something to do with me”, he said.Justice Nariman recalled that he had memorable experiences interacting with Justice Malhotra as a counsel, senior counsel and as a judge.”She is a master of arbitration laws along with other laws, and her book is an absolute delight”, Justice Nariman said.”This is a small phase of life which has come to end, and we will see a lot more of your work Indu, I am sure. We hope you are as fruitful in your next phase as you’ve been in this”, he said in conclusion.Justices Nariman and Indu Malhotra were part of landmark constitution bench judgments which decriminalized homosexuality and adultery.In the Sabarimala case, Justice Malhotra was the lone dissenting voice, while Justice Nariman was part of the majority which batted for women entry at the Lord Ayyappa temple.Justice Indu Malhotra, the first woman Judge to be elevated directly from the Bar and the seventh woman Judge to be appointed at the Supreme Court, is set to retire on March 13, 2021.Appointed as a Supreme Court Judge on April 27, 2018, Justice Malhotra also holds the distinction of being the second woman to ever be designated a Senior Advocate by the Supreme Court. Next Story