We have the understanding of
may also just stay in various TV dramas, the pawn is just a bit of gold and silver jewelry, will involve the deed. The development of today, the pawn line has become a fast financial management channels. For this reason, many people will think about starting a pawn shop. So, the individual can open a pawn?
recently, this concern has been the concern of the pawn shop in our side, and very popular. As a result, many people also have the idea of the establishment of pawn shops, but always do not know can not do. Some people eager to spend money on the mortgage to the pawn shop, and some people received a lot of gifts during the festival, the mortgage to pawn in exchange for cash. The pawnshop acted as an important role.
at present, pawnshop customers are mainly resident individuals, individual industrial and commercial households and small and medium-sized enterprises, these three groups, individual residents of the pawn business is certainly the most in number, but if the amount of lending terms, for small and medium-sized enterprises and individual industrial and commercial households, the ratio will be larger. The proportion of different pawn items will be different because of the different direction of pawn business.
from the country as a whole, the proportion of real estate pawn accounted for the largest, accounting for about 50% of the total price of all pawn goods. Want to pawn this line is not as simple as imagined, in addition to a large number of capital threshold, but also through layers of strict approval.
wading Diandangye generally there are two: first, after approval, live on their own. In the pawn business license, business license, business license and other three cards are complete, pawn to normal business.
moreover, the investment is quite large. According to the provisions of the Ministry of Commerce from April 1st the formal implementation of the "measures", engaged in property rights pledge pawning business pawning the minimum registered capital of 10 million yuan, and if the actual payment of money capital, not including in kind, industrial property, non patented technology and land use rights at their appraised value of the capital; the pawn business engaged in real estate mortgage the minimum amount of the registered capital of 5 million yuan.
if the pawn to set up branches, the headquarters of the registered capital of not less than 15 million yuan, higher than the original standard of 50%, each branch to the working capital allocated quota from the original 3 million yuan to 5 million yuan. The new approach to the requirements of the registered capital for the new opening of the pawnshop, had been registered can continue to operate. To put it simply, with 5 million yuan of funds as well as a business facade, it has the qualifications to open a pawn.
of course, if you want to set up in the real estate mortgage pawn business or engage in property rights pledge pawn business, its registered capital shall not be less than 5 million yuan or